Effective date: August 12, 2026

DIGITAL PRODUCTS AND REFUNDS

All products are digital downloads; no physical product is shipped. Because access is provided immediately, purchases are generally final. This does not limit any non-waivable rights available under applicable law. Contact contact@businesstoolspro.com if a purchase is duplicated, a file is corrupted or cannot be opened, or the delivered product materially differs from its description. We will provide reasonable technical assistance, a replacement download, or another appropriate resolution.

LICENSE

Each purchase grants the buyer a non-exclusive, non-transferable license to download, edit, and use the files for the buyer's own personal or internal business purposes. The buyer may not resell, redistribute, sublicense, share, publish, or make the original or modified files available as templates or competing products.

LEGAL DISCLAIMER

Business Tools Pro provides templates for general informational and document-preparation purposes. The products are not legal advice, do not create an attorney-client relationship, and are not a substitute for advice from a qualified attorney. Laws, procedures, and individual circumstances change. Buyers are responsible for reviewing and adapting documents before use. Buyers should consult an attorney licensed in the relevant jurisdiction, including Florida, Texas, or Georgia as applicable, when legal rights or obligations are involved.

PRIVACY

Buyer information is used to process orders, deliver downloads, provide receipts and support, prevent fraud, and meet legal or tax obligations. Payment information is processed by Payhip and Stripe and is not stored by Business Tools Pro. Business Tools Pro does not sell buyer personal information. Privacy requests may be sent to contact@businesstoolspro.com.